Category: Mobile App

India’s UPI Revolution Will Leave You Behind If You Don’t Act Now

November 19, 2024

In 2024, India’s Unified Payments Interface (UPI) recorded remarkable growth with a surge in transaction volume. This growth underscores the increasing shift towards digital payment solutions, reflecting not only advancements in mobile payment technologies but also changing consumer behaviours in India’s banking sector. But what’s fuelling this rapid adoption, and what might the future hold? UPI Revolutionises Digital Payment in India with Unprecedented Growth in 2024 The surge in UPI transactions in 2024 marks a pivotal moment in India’s digital payment evolution. With transaction volumes swelling, UPI has solidified its position as the backbone of India’s mobile payment infrastructure. This growth has been driven largely by UPI’s accessibility, allowing seamless transfers with just a bank account, mobile number, or QR code. Furthermore, this expansion is reconfiguring India’s online banking landscape, reducing dependency on cash and catalysing a nationwide shift to digital payments, especially in small businesses and among young users. Key Drivers Behind the Surge in UPI Transactions Several key drivers have catalysed this impressive rise in UPI transactions: Comparing UPI Growth Trends: What We Learned from 2023 Reflecting on 2023, UPI has already become a dominant force in India’s digital payment ecosystem. Monthly transactions routinely crossed billions, and the growth rate set high expectations for 2024. By analysing the 2023 trends, we saw how reliable access to mobile payments, collaborations between banks and digital platforms, and the prioritisation of user-friendly banking interfaces laid a solid foundation. This momentum has amplified in 2024, proving that strategic investments in digital banking and payments were instrumental in scaling the UPI user base even further. The Role of Government Initiatives in Boosting UPI Adoption Across India Government-backed initiatives have been instrumental in expanding UPI’s reach across India. Policies promoting cashless payments have encouraged widespread adoption, with a particular focus on banking inclusion for rural areas. Programmes like the Digital India initiative have played a pivotal role by facilitating necessary digital infrastructure and advocating the adoption of mobile payment systems. Additionally, the Reserve Bank of India’s regulatory support has enabled faster integration of UPI in various banking systems, driving more transactions and financial inclusion. Future Prospects: How UPI is Poised to Transform Banking and Transactions in India The future of UPI looks promising, with potential developments poised to revolutionise banking and digital transactions. Upcoming innovations, such as integrating UPI with international payment networks, could further extend its utility for cross-border transactions, a move that would reshape India’s digital payment landscape. Moreover, AI-driven insights may enhance security, making digital banking safer and more personalised. With UPI’s capacity to evolve alongside global standards, India’s digital payment ecosystem is set to become even more inclusive and adaptive to technological progress. Challenges Ahead: Ensuring Security and Accessibility in India’s UPI Ecosystem Despite its success, UPI faces challenges, especially in terms of security and accessibility. The vast volume of digital payments has attracted cybersecurity concerns, with fraud prevention becoming an urgent priority. Protecting user data and ensuring secure transactions will be essential to sustaining consumer trust. Moreover, while UPI has penetrated urban areas, rural accessibility remains limited. Bridging this gap through targeted government and banking initiatives will be crucial to fully realise UPI’s potential across India. Ensuring digital literacy and infrastructure in remote regions can strengthen the UPI ecosystem, enabling equitable access to secure mobile payment services. FAQs 1. Why Are Experts Saying 2024 Is the “Last Call” to Ride the UPI Wave Before It Evolves? UPI has seen unprecedented growth in 2024, transforming India’s digital payment landscape. With recent innovations like AI-driven security and potential cross-border capabilities, UPI is poised to evolve rapidly. Businesses and consumers adopting UPI now are gaining a competitive edge, but delaying could mean missing out as new features and competition reshape the ecosystem. Don’t miss the chance to be part of India’s digital payment revolution. 2. How has UPI transformed India’s digital payment ecosystem? UPI has revolutionised digital payments by offering secure, instant money transfers using mobile phones, QR codes, and digital wallets. Its integration with banks and support for small merchants has made it a cornerstone of India’s cashless economy, driving financial inclusion and reducing dependency on physical currency. 3. What role has the Indian government played in UPI’s growth? Government initiatives like Digital India and policies promoting cashless transactions have significantly boosted UPI adoption. Regulatory support from the Reserve Bank of India (RBI) has facilitated banking inclusion, particularly in rural areas, enabling UPI to become India’s preferred digital payment method. 4. What are the latest innovations in UPI technology in 2024? Recent innovations like UPI Lite, scheduled payments, and potential cross-border integrations have made transactions faster and more user-friendly. Upcoming advancements, including AI-driven fraud detection and personalised banking features, are expected to enhance security and convenience in the digital payment ecosystem. 5. What challenges does UPI face in ensuring secure and accessible digital payments? While UPI is a game-changer, challenges remain, including cybersecurity threats, fraud prevention, and limited penetration in rural areas. To ensure sustainability, efforts must strengthen security protocols, improve digital literacy, and expand infrastructure to bridge the urban-rural divide in mobile payment adoption.

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Patient Engagement Through Health Apps

Enhancing Patient Engagement Through Mobile Health Apps

March 3, 2023

Patient engagement is a strong buzzword today, particularly at a time when the entire healthcare industry is taking the digital route.  The conventional system is fast evolving into a more efficient and highly effective one with better patient engagement in healthcare being a focal point.  In this context, mobile health apps now make a compelling case for themselves with a view towards bolstering patient engagement, enabling better care quality, easier management of medical records and data exchange, and taking care of several other tasks in the bargain.  There are several kinds of apps that can be leveraged in this context, including urgent or emergency care apps with alerts, general hospital apps for information and engagement, referral apps, outpatient apps, and tracking apps to name a few.  How Mobile Health Apps Are Boosting Patient Experience   Mobile health apps are ushering in major changes for the entire mainstream healthcare ecosystem, enabling several aspects including the following: EMR/EHR Integration This is one of the key things to note if a healthcare provider is wondering how to engage patients in their healthcare journey. This helps patients manage, store, and control their health records, while also enabling hospitals with population health management. Healthcare interoperability also goes up considerably throughout hospitals as a result.  Notifications, Feedback, And Updates This is another patient engagement-related feature. SMS notifications keep patients updated about ongoing treatments and appointments while giving them a robust feedback mechanism at the same time. Profiles Of Doctors Another one of the unique patient engagement solutions is to have transparent information on the profiles of doctors, their credentials, their expertise, and soon. Healthcare providers can also leverage analytics for matching patients with specific doctors.  In-App Consultations Patient engagement also goes up considerably with mobile health apps facilitating in-app consultations with doctors and healthcare providers. This can be either through video or text.  It can be integrated with the ability to instantly access patient history and dispatch prescriptions that patients can use thereafter. This can also solve the remote healthcare problem in under-served areas throughout the country.  At the same time, it also helps patients who wish to get timely advice without sitting in lines at outpatient centres. Tele-health is one of the biggest emerging trends in the global healthcare space and this is where mobile health apps hold the key towards its successful implementation.  Appointment Scheduling Scheduling appointments with doctors can be a simple affair through suitable apps, completely eliminating the need for calls and anxiety. Patients can choose their doctors and book dates and times when they are available.  Medicines And Test Bookings Patient engagement can also be boosted with app-based access to medicines and other essentials, based on prescriptions issued by doctors. At the same time, they can also avail of features like booking tests across a variety of categories, either at healthcare centers or their homes, depending on what is feasible.  Why Mobile Health Apps Are The Future Of Better Patient Engagement  There are several advantages to using mobile health apps for stellar patient engagement. These include the following: Higher transparency in terms of doctor information, availability, costs, and patient information.  Easier management/access as far as patient details are concerned, with physicians being able to access data swiftly. Boosts interoperability across hospitals and enables better treatments.  Quicker physician/doctor consultation, higher quality of care with more personalization, and easy tracking of progress.  Greater control of patients over their healthcare treatments.  Saves the time and energy of patients, while freeing up resources at hospitals.  FAQs How can mobile health apps enhance patient engagement? Mobile health apps can enhance patient engagement with easier data management and access, appointment bookings, telehealth consultations, and higher control over healthcare treatments.  What features should a mobile health app have to be effective? Mobile health apps should have features for data integration, appointment bookings, consultations, prescriptions, payments, test bookings, notifications, and other helpful resources.  Are there any privacy concerns with using mobile health apps? Privacy concerns exist in terms of the proper management of confidential patient information in a secure manner by healthcare providers. The Cybersecurity and governance protocols have to be strong in this regard.  How can healthcare providers encourage patients to use mobile health apps? Healthcare providers can encourage more patients to use mobile health apps by advertising their offerings and promoting the key benefits of saving time, money, and energy. 

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Application design

App Redesign Guide: Step-by-step process to dominate the market

January 4, 2022

A make-over is necessary for almost every aspect of our lives. Because it gives us a refreshing taste. So, why should we exclude apps? Redesigning apps is a bit easier than developing apps for the first time. According to a report, first impressions are design-related. So, you can approach a top-rated application development company to redesign your apps. As a result, it will improve your customer outreach.  But if you are redesigning an app just for the sake of doing it, trust me, it will be of no use. You need to find out the goals of redesigning. For that, you need to introspect to decide in a better way. Here are a few examples: Are the recent trends showing that your app is somehow irrelevant? Are the clients unhappy with the app’s design?  So, set some goals that will help you maximize your app merit. Based on that, consult an application development company to redesign your app. It will help you drive your business revenue. Step-By-Step Procedure For An App Redesign Understand Your Goals This is the place where you really want to begin. Whenever you have recognized the reasoning behind the change, you should continue to return to this explanation all through the update insight. Your whole plan group ought to comprehend the why and be focused on accomplishing this overall objective. Speak With Users To Gain Insight One of the most vital steps in the upgrade interaction is correspondence. At this stage, you know precisely what you need to achieve with your app redesign.  Presently you need to convey the looming change to individuals who love and much of the time use your application. Whenever you impart this, you can seriously draw in your clients and realize what their likes and dislikes are.  Assess Customer Reviews and Feedback As you evaluate customer reviews and feedback, you must share them with your group. To ensure everybody is in total agreement, have the exploration group present their discoveries to individuals who will really be carrying out the upgrade. This guarantees that the planning group is very much aware of the needs that have been set up by both the organization and the clients. Execute Changes To The Look and The User Experience A mobile app redesign must be inconspicuous. It should be purposeful, groundbreaking, and able to convey an enduring effect on both the business and the brand. When Instagram upgraded its application, it needed to roll out some genuine improvements. For example, Instagram launched a new feature that tries to shield users from nasty comments and direct messages.  Impart and Test Your Redesign With Users Since you have made a couple of varieties of the redesign, it’s an ideal opportunity to get criticism from individuals outside the organization. Preferably, you will profit from a current client base. And you can use their criticism to acquire knowledge into which spaces of your application need further refinement. Screen Usage and User Response Upon Launch Following quite a while of examination, emphasis, plan, and advancement, it’s at long last an ideal opportunity to send-off. You need to guarantee that the rollout of this version of your application accompanies all the right correspondence endeavors, from PR to internet promoting.  You will likewise need to share the story behind the upgrade soon after you distribute the better than ever application. When to Redesign Your Mobile App by an Application Development Company Ageing Plans In a competitive market, you really want to show improvement over your rivals. The primary Android and iOS applications and points of interaction were nothing similar to what they are today. The visuals, UIs, and functionalities have definitely changed. Subsequently, advancement is turning out to be more inventive at a fast speed. Backdated Technology Tech progressions, like AI, blockchain innovation, IoT, and ReactJS for web app development are evolving every day. Your product should have the option to rival the best available. So, stay aware of the advancement of the tech world to keep away from extravagance with predated products. Requires A Redesign When your consumers are leaving remarks on the App Store page for an upgrade, you should consider them. A ton of clients are all around informed and know precisely what they need out of the application. They typically leave definite surveys. You can follow that to design out the portable application update project. Getting Commitment Measurements Tools like Google Analytics, Mixpanel, and Heap permit you to perceive how clients connect with your product. Besides, you can see where your application is deficient. To get the best commitment measurements, you should update your application to be comparable to the rivals in the field. Change In Marking If you are rebranding your organization, you ought to consider a UX application update venture to show your clients how your item has advanced. While the interaction is intricate for an adjustment of the plan of action, rebranding will permit you to make changes to the UI and the microcopy. Advantages of Redesigning Your App by an Application Development Company Expanded Conversions If your new application configuration takes into account customers’ necessities without issue, they will utilize it more regularly. This lifts marketing projections. So, a decent encounter on the application is straightforwardly connected with pay measurements. Ensure that your product is fully compliant regarding the most recent enhancements in innovation to boost consumer loyalty. More individuals utilizing the application News travels quickly, especially now, when social media usage is skyrocketing. This is particularly when your application has fostered a cutting-edge and moving plan.  At that point, there’s a decent possibility that individuals will quit utilizing the application eventually.  Probably, the most striking examples of overcoming adversity in this regard are Instagram, Snapchat, and Reddit. Every one of them carried out creative changes to get more clients to give the application a shot. Progressed ease of use According to a Baymard Institute report, 69.80% of customers forsake carts because of perplexing checkout processes that incorporate helpless plans.  A further developed UX

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Top 5 Reasons For Outsourcing Mobile Application Development

December 23, 2021

Do you have a great app concept but aren’t sure how to make it a reality?  If so, you should partner with a reliable mobile application development company right away. It can help your business to have a leg up on the competition in the increasingly global market.  A mobile app for your business can help in increasing the sales of your products and the exposure of your company. So, mobile application development has become an integral part of digital transformation. But you might think why should you outsource mobile application development services? In this context, I would refer to the famous quote of Peter F. Ducker, “Do what you do the best, outsource the rest.” Your internal team can work on more demanding activities that suit their skill sets. Or, it may not be financially feasible to invest in a developing team for a one-time activity. Once your application becomes ready, what will your mobile application development team do? That’s why outsourcing is always better! According to a Deloitte report, “The outsourcing and shared services sector will grow at an over 7.4% compound annual growth rate (CAGR) from 2019 to reach US$ 971.2 billion by 2023.” Here we have listed some of the best possible reasons why outsourcing mobile app development is the best solution! Eradicate recruitment hassles by outsourcing mobile app development Recruiting new employees is a cumbersome process. Also, it involves a hefty recruitment cost. And how would you know that the candidate has the right potential to develop your mobile application. Because there are several hurdles and critical success elements that are unique to mobile app development. You can’t hire only mobile app developers. You will have to hire a product manager, UI/UX designers, API/ Backend developers, QA, etc.  But you can leave the worry by outsourcing it to a reputable mobile app development company. It will likely have a team of those experts and a list of success stories to prove their expertise and experience.  Access the global talent pool  When you collaborate with employees from other nations, you have access to the top technical talent from across the world. Thereby, you won’t be bound to hire talents residing near your office location.   Let me share the success story of WhatsApp which is now owned by Facebook. Brian Acton and Jan Koum (founders of WhatsApp) outsourced the majority of WhatsApp’s mobile application development to some developers in Russia. This helped them to focus on other issues like customer support and administrative tasks. Besides, outsourcing mobile app development helped them to minimize costs. And they got access to the high-quality work of an international development team.  Get the benefit of end-to-end services At each level of the app development process, there are several aspects to consider. That’s why mobile app development companies offer end-to-end solutions.  It means you can get everything, right from the conception of your app to the complete result to any technical support. This will help you to accomplish long-term digital success for your business. Improvement in operational efficiency Marc Benioff, Founder and CEO of Salesforce, said at the World Economic Forum that “Speed is the new currency of business.” And if we talk about speed, outsourcing mobile app development can help you get quicker services. How so? A reputable mobile app development company will provide you with a timeframe. Because of their extensive expertise working on a wide range of difficult projects, they can significantly speed up the app development process. Besides, they have the expertise of meeting project deadlines as well. Many outsourcing businesses provide an initial test assignment that allows you to evaluate their job quality. Meanwhile, you and your internal team may focus on other things that are important to your business.  Cost-effective method in mobile app development According to a Deloitte study, 64% of the companies consider cost-savings as the primary factor driving them towards outsourcing.  Because hiring and maintaining a mobile application development team is a tedious job. And as we discussed earlier, the team will include QA, UI/UX designers, and many more.  Outsourcing your project to a team of experienced developers can help you cut expenses and keep them under control. This allows you to enhance your income while also allowing you to save money to invest in another area of your organization. Conclusion:   Choosing the right outsourcing partner is becoming increasingly important in today’s environment, which is constrained by physical distance. You won’t need to set up the office space necessary to keep a team together, which means you’ll save money on the upkeep and operation of the workspaces. And developing mobile apps is an integral part of staying ahead in this digital era. After all, apps are one-stop shops for all of your business’s requirements and expand your business.

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flutter-vs-react-native

Should You Use Flutter Or React Native For mobile App Development?

December 14, 2021

Businesses must find a means to expand their reach in light of technological advancements. And mobile applications are an integral part of it. The average person spends around 90% of their internet time on mobile or web applications. Mobile application development should be drawn closer in such a way that everybody can use the applications. Nowadays, you will find an expanding interest in applications. Each business is planning to build an application that can be accessible across all stages. An application produced for Android won’t work for iOS and vice versa. Both these stages have crude advancements to construct applications for them independently. You can use Android Studio or Kotlin to create applications for Android. Whereas, iOS requires information on Xcode or Swift. The mobile app developer should be aware of these advancements. But no need to worry! We would love to help the decision-makers in picking the right tech stack. Here we are going to discuss a comparative study of Flutter versus React Native so that you can make the right decision for mobile application development In 2015, Facebook constructed and publicly released React Native. It has simple admittance to the local UI parts. And the best part is that the code is reusable. A hot reload highlight is accessible alongside admittance to top-notch outsider libraries. Meanwhile, Google launched Flutter which is an open-source innovation. Flutter contains a powerful environment and offers the most extreme customization. A hot reload include is accessible with quicker code assemblage. Presently let us assess Flutter vs React Native dependent on specific boundaries. Flutter and React Native Advantages and Disadvantages Pros of Flutter: Hot-reloading: Hot Reloading highlight reflects changes promptly without losing the application state. Rich-widgets: Provides rich gadgets that keep the rules of Cupertino (iOS) and Material Design (Android). Seamless integration: Re-composing code isn’t required as it effectively coordinates with Java for Android and Swift or Objective C for iOS. Quick Shipping: Offers fast emphasis cycles and saves construct time as mobile app testing is required uniquely for one single codebase. Codesharing: Codes can be composed and shared across stages simpler and quicker, which makes it ideal for MVP advancement. Cons of Flutter: Tools and Plugins: Libraries and instruments are noteworthy, but it’s not quite so rich as React Native. User Interface (UI): Vector illustrations and liveliness support have issues in delivering modules on schedule. Operating Platform: Not viable to create applications for tvOS, Android Auto, CarPlay, or watchOS. Updates: Cannot quickly drive fixes and updates into applications without going through the standard delivery processes. Pros of React Native: Native Rendering: Users have to locally deliver APIs without the requirement for HTML or CSS markup. Performance: Translates the markup of an application to imitate valid UI components but keeps up with superior execution. Ecosystem: Leverages rich environment and UI libraries to consequently re-render application appearance with each state change. Debugging: Provides availability to troubleshooting devices and error details. Hot-reloading: This allows it to add new codes straightforwardly into a live application. Cons of React Native User Interface: Native delivery of APIs may not help specific native UI components, which might make the UI look somewhat off. Tools and Plugins: Third-party libraries that can be utilized for better execution may frequently end up being obsolete. Performance: Does not help equal stringing and multi-handling, bringing about slow execution. Debugging: Chrome debugger may be awkward to alter, review codes, and UI components appropriately. The distinction between the exhibitions of React Native and Flutter is very easily proven wrong. The particular local area of both Flutter and React Native are somewhat partitioned over the subject ‘execution’. Because every little thing about them sounds great as far as agility and speed are concerned. Notwithstanding, React Native has likewise received some analysis for its exhibition because of the association of native modules and third-party libraries.  We should make a plunge somewhat more exhaustively to find out with regards to the Flutter vs React Native execution contrast. For this, we will think about a basic mobile” application with one basic picture that worked with both Flutter and React Native. Popular Apps made with Flutter Google Ads – Leveraged Dart units, Firebase AdMob augmentations, and Flutter’s static utility classes to give a versatile client experience across iOS and Android. Tencent – Under five designers, made an associated and imparted versatile mobile experience for users to multi-stage support. Alibaba – Developed a solitary tap travel insight for all applications while keeping a high casing rate and keeping a solitary codebase. eBay – By consolidating Flutter and Firebase, we had the option to assemble autoML for eBay Motors. BMW – Offering raised UI by overseeing them with shudder alliance and flutter bloc. Reflectly – Migrated to Flutter from React Native and further developed information synchronization by making top-notch information occasions with the StreamBuilder gadget. Numerous other well-known applications worked with the Flutter system. Popular Apps made with React Native Facebook – Designed a solid, strong portable mobile UI with simple navigation. Walmart – Enhanced the user experience by making liquid in-application animations that mirror native highlights & features. Bloomberg – Streamlined, simple to-get to, customized, and redid content for users, including highlights for automated code reviving. Instagram – Implemented pop-up messages through a WebView, staying away from the need to make navigation foundations. SoundCloud – Eliminated the delay among iOS and Android refreshes and fixed variants. Wix – Developed configurable navigation and screen decisions with a serious level of speed and agility. Which is better for mobile application development? It’s hard to pick a winner. Both Flutter and React Native have their own arrangement and set of benefits and drawbacks. React Native is a more settled and established mobile app development platform, while Flutter has received positive developer surveys. Which is quicker, Flutter or React Native? Once more, the two models rush to fulfill all necessities. Flutter uses Dart, and the JavaScript Connection to speak with local parts. Flutter is usually a bit faster. Will Flutter replace/supplant React Native in mobile app

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low-code-is-future

Why The World Is Catching On To Low Code Platforms for Software development?

November 11, 2021

Remember building a webpage before we had wp bakery or eliminator? Lines of codes, testing, preview and corrections. Time taking a drag. But, now you can whip up a landing page in a matter of a few minutes. It’s undeniable that low code platforms help us achieve speed to market and empower businesses to create faster MVPs. By 2024, low-code application development will be responsible for more than 65% of application development activity. The global low-code application development platform market size was valued at USD 11.45 billion in 2019 and is expected to grow at a compound annual growth rate of 22.7% from 2020 to 2027. The above two points clearly indicate the rise of low code development platforms in recent years and the prominent future of these low code tools in software development. Now, what is low code software development? By definition, it is an application development method in which the developers develop visual codes for creating web and mobile-based platforms. This code uses a graphic interface having a drag and drop components in the coding method. It reduces the developer’s task of writing non-technical codes through this interface and supports them in creating and working on a tedious task of application development. By breaking down traditional silos of business and IT (promoting continuous collaboration), your organization can develop solutions that meet the needs of your business. By breaking down traditional forms of business and IT (promoting continuous collaboration), an organization can develop solutions that meet the needs of your business. Key factors that are driving the market growth include increasing digital transformation in the IT and Telecom industry, increased responsiveness to the business, and rising need for customization and scalability. Low code development tools provide many benefits and more people can contribute to the application development process. Also, these platforms help organizations in improving their agility thus reducing the complexity of the application development process. Here are some key benefits of using low code platforms. Speed: The ability to accelerate the delivery of new software and applications is the most important advantage. Low code development tools assist in. rapidly delivering apps that a business needs with the existing talent. Organizations using a low code development process can thus achieve unparalleled time-to-value. Following are a few processes that allow the increase in speed. Drag-and-drop functionality, pre-built user interfaces, and models for business processes, logic, and data models enable the rapid development of full-stack, cross-platform apps. Easy-to implement APIs and connectors integrate with third-party tools that developers already use, so no time is lost due to a learning curve. Improved agility: Business agility enables enterprises to adapt and respond to market changes and new opportunities using innovative, digital solutions that solve business problems. Operating at digital speed means creating the app capabilities users require to function smoothly across multiple devices. For example, an organization can deliver cloud applications that integrate with some legacy systems, so they are better able to meet the changing needs of customers. They can deliver applications across more platforms so customers can interact with their business however they wish. Decreased costs: With the ability to build more apps in less time, costs decrease. But, that’s not the only cause. Low-code development reduces the need for more developers, reducing hiring costs. And, the right low-code platform can make everyone in the organization—not just IT—more productive. Companies can develop a variety of solutions ranging from process automation apps to mission-critical systems modernization, without incurring heavy costs. Ease of use: The speed and development simplicity of low-code enables junior developers and tech enthusiasts without a strong background to build apps as if they were full-stack developers. Also, it empowers skilled developers to work more efficiently, so they can focus on more complex, less mundane aspects of programming. This way, companies of any size are able to maximize their existing resources and deliver the solutions their business requires to stay competitive. Responding to Changes: Low code platforms gives the ability to respond quickly to changing business and customer needs thus organizations are better equipped to quickly adapt and respond to fast-changing business conditions. Here are some of the famous and powerful low code tools: Mendix Gramex Appian Kissflow Pega Systems Salesforce Lightning Outsystems Zoho Creator Microsoft PowerApps VisionX Low-code tools support many different use cases. Below are some of the more common use cases seen today. Integration/Automation Customer Service Web Experience E-Commerce Data Analysis DevOps Internal Corporate Template Code Creating Web Applications Enterprise Software Development At INT. we are increasing the usage of low code development processes and tools into our ecosystem. Along with implementing low code platforms into mobile and web application development, we are also leveraging low code options into our Machine Learning based products. With the help of enterprise low code development platforms, we are bypassing all the tiring hassle and producing better and more efficient data and AI solutions in much less time.

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5 Things to Consider To Redevelop Your Mobile Application

September 29, 2020

When a lot of businesses are struggling to find the right solution and team, for Mobile application development, you take a sip of your Costa Rican coffee and sigh in relief – Your mobile application is already in place and a fair number of users are loving it (Hey, we have grunters everywhere!). But your peace of mind doesn’t last long as your CIO informs you of the potential bugs in the application, which are causing a substantial dropout. Worse more, it’s something which your current team fails to solve. Your Marketing team nudges you for an update on the much-requested enhancement list which has been curated based on the market research and user feedback.  You sigh again and hit CTRL+N (or CMD + N in Mac) to open a new tab and search for competent companies who have proven excellence in Mobile Application Development. But, before you like what you see and take your discussion forward with one of the companies, here are 5 key elements that you should keep in mind.  Define the Goal: For a redevelopment, precisely list what are the changes you want in your current application. These can be – existing bugs that you want to be resolved, new features which you want to be included, design changes & performance issues which you want to be optimized. It may be luring to just shoot a quick email with the problem statement and a brief about your current application and let the competing company figure out your mind, but it is certainly not advisable. When it comes to project failures – Gap in understanding is cited as the numero uno cause. It is almost like an American trying to order a hamburger in a downtown Chinese restaurant.  Collate the Existing Details: Before surgery, doctors perform tests to understand your body functions. They need to know in detail what they are operating on. So is true for the development companies. If a company or a team is redeveloping your existing application, they need to know what the application currently does, the backend architecture & the third-party integrations which it has. Make sure you collate the initial Business Requirement Document, the Scope Document and the Delivery Document (which should have all relevant technical details) before you entrust the team with the responsibilities.  Be Regression Ready: Whenever new work is done on top of existing code, Regression Issues are bound to occur. The development team will have this factored in their delivery plan but even they cannot be 100% sure because they do not know the code in its entirety. During development, there will be more issues than expected and most of these will come from the failure of the existing features when they are being embedded to the new one. You just need to be patient and aware of the fact. Hey, no one said life was fair!  Stop That Comparison: Are you going to tell the company “But the other company did this faster/quicker/better/(and my favourite)at a lesser cost”? Enticing it is, but refrain from drawing parallels with the previous company, primarily for 2 reasons – a) It tells the current team that you do not trust them, and b) If the previous company really did it well, it would have been them and not the new team with whom you would have been conversing with. You have every right to request for a reasonable explanation so that you understand the service which you are getting but a comparison with another team from the past will not do anyone any good.  Consider the Downtime: Once the new application has passed the UAT and is ready to be released, you need to make this application available seamlessly for all users. However, some customers may get the new app a bit later than the others. This happens when there’s a delay hitting that Update Now button. To circumvent this, the new team may help to release a new version of the existing code with a Mandatory Update feature. By the time the new version of the app is released, close to 99% of your current app users would have updated the last release which has the Mandatory Update feature. When they open the app after the new version is released, the app will request an update before proceeding (or at least urge the user not to skip the critical update) This will ensure almost all your customers are using the brand new version of your mobile application when it is released; the one which is – better, faster & smarter. The Final Takeaway A couple of considerations come into play while choosing a mobile app development firm. However, maintaining transparency is crucial, so that you can stay abreast about the progress of work on a regular basis. Do your research before entrusting the responsibility to a service provider in order to keep things hassle-free in the long run.

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5 Common Myths Debunked: Hybrid Vs Native

September 10, 2020

Mobile applications are now what consumer software was in the early 90s and what websites were in the 1st decade of the 21st century. Every company has a mobile application out there; well, almost every company. And though some mobile applications directly impact a business by generating leads and enabling sales like apps that facilitate ticket booking or the ones which support ecommerce, there are other kinds of apps that help increase brand awareness. So whether you are selling tickets to your motivational seminar (event application), want to sell your real estate (property listing apps with virtual tour) or want to connect local businesses with end customers (service listing app) there is an app for all your business need. And if you are considering whether or not to invest in a mobile application, here is one important piece of information which you should consider – YOUR COMPETITION ALREADY HAS A MOBILE APPLICATION OUT IN THE MARKET AND PEOPLE ARE USING AND LOVING IT. Now that we both know you should be more proactive in your decision to get started with your mobile application, here comes the million-dollar question – whether to go forward with Native apps or Hybrid apps? Which platform to choose will depend specifically on two things (in that priority) – the requirements of your application (every function that your app is supposed to perform) and your budget (no surprise there). However, making up your mind as to which platform to go forward with can sometimes be as testing as choosing between which of two women you want to marry (or men, for that matter), both of whom you happen to like quite the same. Though a simple Google will flood you with ideas and suggestions, intended to solve your dilemma, it which may actually end up confusing you even more. Here is rather an article which talks about something more important – the myth surrounding this eternal battle. 1.  Myth: Hybrid Costs Half of Native Fact: Hybrid costs approximately 30% – 40% lesser than native. This popular myth owes its existence to some early age consultants and sales experts, who wanted their clients to see the stark difference between hybrid and native platforms, in terms of cost, and thereby beguile their customers to choose hybrid platforms. But this sleazy trick has suffered a rather painful death in today’s world when customers buy a solution and not promises. The hybrid platform allows the app to be developed in a single platform but then it has to be configured for both the platforms separately. The team also has to test the application after it has been developed in both android and iOS environment and solve any issue and test it again in both environments. This effectively sees a reduction of the effort of only about 30%-40% depending on the feature density of the app. A reduction in cost is always equivalent to the reduction of effort. So a hybrid app, for both OS platforms, costs effectively 30% to 40% lesser (and not 50% lesser) as compared to the total price of building the applications in native platform. 2.  Myth: Hybrid takes lesser time to build than native Fact: Hybrid takes slightly more time to build than native A native application is built on separate platforms for iOS and Android. Two separate development teams work in parallel to develop the app. In a hybrid environment, one team develops the app and then configures it for both the platform. Since one team works for the hybrid model as compared to two teams, the development time for the hybrid is slightly more than that for native.  3.   Myth: Hybrid Apps are Unsafe Fact: Hybrid app can be just as safe as native apps When it comes to the safety and security of the data that your app uses, what constitutes a good secure application is not the platform on which it is built but the security measures considered by the developers. A good team of hybrid developers will use all the basic safety guidelines that a team of native developers will use – passwords should be encrypted while stored in the device, HTTP requests should be made over SSL and Javascript should be obfuscated to make it illegible to anyone spoofing on the data. 4.    Myth: Hybrid apps have poor performance Fact: Hybrid apps perform as good as Native for most cases The performance of a mobile application depends on other things as well and not just it’s built. The physical capability of a device and the version of the OS (which also means the version of the browser) goes a long way to determine the performance of a mobile application. In the nascent days of hybrid development, because of the considerably poorer configuration of device hardware and OS, hybrid apps did perform relatively slower than its native counterpart. But with advances in the devices and the OS, most hybrid and native applications will work at par on two devices of similar or identical configuration. It is important to note however those applications which are power-hungry like gaming applications (with high graphics and FPS) are better built-in native rather than a hybrid. 5.   Myth: You can’t build everything with Hybrid Fact: Apart from resource-hungry or resource-intense applications, all other applications can be built with the hybrid. Explanation: Since native by definition uses the same platform as the device OS, so apps built-in native can control core features of the device more seamlessly than a hybrid app, for example – device camera, GPS, call, WiFi, etc. For a long time, hybrid applications did suffer from the limitation of not being able to build every conceivable feature. But as the platform evolves, it keeps solving most of its problems. In its current state, a hybrid application can incorporate almost all features that a native application can. Even in case of some challenges, there are a lot of good Cordova plugins available which will help the developers to easily mitigate any problem. However, hybrid applications are still struggling to make room for resource-hungry

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How Super Apps Can Be Your Next Big Move

September 19, 2019

“There’s no Skype, no Facebook, no Twitter, no Instagram, we use WeChat. OK tell me your WeChat number!” – Higher Brothers, WeChat In early 2015, a Chinese documentary titled Under the Dome roped in 200 million views in a span of 3 days. The striking point over here is the fact that the 103-minute documentary didn’t release in a single theatre. More than 40% of viewers saw the movie on…wait for it…WeChat. With over a billion monthly active users, WeChat is a phenomenon that hasn’t been replicated anywhere else so far in the world. However, a couple of unicorns are planning to give them a run Alipay, a Chinese payment platform and Go-Jek, a transportation app from Indonesia. Super App is a new challenge on the block for global acceptance. It is neither really an app nor an Operating System for smartphones. It is a Super App. From a slide of “Rise of the Super App: Mobile-First Product Ideas from China” What exactly makes for a Super App? “A Super App is many apps within an umbrella app. It’s an OS that unbundles the tyranny of apps. It’s the portal to the Internet for a mobile-first generation.” – GoJek In 2010, Mike Lazaridis, the Founder of Blackberry, shared his amazement with  the possibilities which a ‘Super App’ constitutes, “…representing a new class of mobile applications that make you wonder how you ever lived without them.” More often if not always, it is likely to be operated at the intersection of logistics/hyper-local delivery, commerce, payments and social. To start the journey of becoming a Super App, a minimum of two of these functions are necessary. However, evolving into a conglomerate of apps will be the best way to become a Super App. The idea is to scale fast once you have a user’s buy-in and add multiple services to gain loyalty. Once you have direct offerings, the next logical step is to open the app up to third-party companies to build on a loyal user base. Now, you don’t build separate apps. Instead, you can host your offerings on a single Super App. Gradually the Super App becomes the OS. Screenshot of Alipay iOS app Right at the screen above, you will see some of the most required services like city service, pay utilities, buy movie tickets, book a room via Airbnb.  Among them, you can see other kinds of services like Fund Transfer and Third-party Services that can look irrelevant for many users. These are all in ONE APP! Screenshot of GO-JEP App! But why a Super App?  Remember India’s ‘Good Morning’ message phenomenon? Every day, India’s mobile users send a ‘good morning’ image to their friends and family. According to a WSJ report, “These images have an overabundance of sun-dappled flowers, adorable toddlers, birds and sunsets sent along with a cheery message.” As a result, one in three smartphone users ran out of space daily, according to a Western Digital report. A report by Statista shows that there are roughly around four million apps available between just the Google Play store and the Apple App Store, and the glut is painful for countries with limited smartphone memory and a saturated market. A Super App corrects this imbalance. It sits on top of a mobile OS by shrinking the time taken to complete a specific task and in turn, increase productivity. For the next billion users, it also adds UX elements that make it easier for users to get accustomed to mobile phone usage. Do you think it’s easy? Well, no, ask Facebook. For about two years, Facebook’s Messenger tried to build the WeChat of the West without much success. It remains to be seen if they can do it in the current climate. In case, you are struggling to identify if Super App is what you need? Then ask us today, say us a “Hi” today at info@indusnet.co.in  

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When Technology Met Traditional Banking

April 3, 2019

Digitization has transformed and challenged every traditional business. Therefore, New Age Banking is nothing but digitization of traditional banking procedures. That means, now you can skip those long queues and can be click dependent! During the course of digitization in India, team Indus Net Technologies have played a predominant role in digitizing products and services for several financial organizations, allowing them to be accessible 24X7 for client servicing and acquiring new businesses. Today, we have a wide plethora of digital products and services and this article takes you through the process of digitization in banking. Online Lending Traditional lending always drove off customers, owing to the cumbersome procedures. However, financial institutions identify lending to be an effective revenue channel for which, banks are also putting effort to minimize the time and effort for a customer to avail loan or cards. Therefore, online lending eases customers to avail of the lending services in no time. Following points brush through the Unique Selling Points (USP) which are used by banks for lending Pre-approved personal loans Paperless transaction Seamless and short online journey Instant disbursal The digital lending process thus simplified the complications of lending and removes the human resources thereby helping banks to maximize their profit. Use case: IndusInd Bank provides pre-approved loans to their customers from their portal where ETB users can log in and get lending’s instantly if eligible. They also have a portal for providing Loan Against Securities and services to provide Consumer Durable Loans. FOREX Foreign currency exchange is something that was served by only aggregators and offline shops till recent times. Digitization of foreign currency exchange is one of the hottest trends sweeping the industry. “Multi-currency Travel Card” is another product in their bouquet. Today, the complete act of end-to-end foreign currency exchange has become hassle-free. And that’s what technology is meant to be! Following USPs are used by banks for foreign currency exchange Hassle-free onboarding Paperless transaction Complete online journey Airport/Kiosk based delivery With respect to the product “Multi-Currency Travel Card” banks today, eased the seamless card buying and reloading process, allowing the customer to opt for the product over cash. Security is another aspect that allows the customer to choose “Multi-currency Travel Card” as their travel buddy. Following USPs are used by banks for channelling customers for “Multi-Currency Travel Card”. Hassle-free reloading Encashment of leftover currency Currency conversion Door Step delivery Airport/Kiosk based delivery & reload Use case: IndusInd Bank has facilitated a dedicated portal for providing existing and new customers with foreign currency exchange, purchase and reloading Multi-Currency Travel Card. The best part about digitization is the end-to-end delivery of the service. That means not just the product became handy, but also the delivery process! Banking Services Banking services is a mandate for the bank customer to visit a branch of a bank. Owing to ease off the ‘request service’ procedure and providing a response to the request, banks are attaining the requests via their service request digital platforms. Different digital platforms are created by banks via web and mobile platforms which allows customers to login with their information and place their service request. The information in turn is processed digitally by the banks and is implemented as per request. USP’s for digital service request processing are Hassle-free requesting placement Less cost of the request processing Customer satisfaction WHAT’S IN STORE FOR TRADITIONAL BANKING’S FATE? Looking forward, digitization is gradually changing the course of human interaction with the bank with respect to our requirements. Though the expectation from a bank remains the same the interaction procedure and channels would completely transform. That way, our future is pretty clear when technology will replace traditional bank visits for whatsoever purpose.   Following transformation in traditional banking could be predicted  Increase in customer on-boarding via the mobile medium Digitization of the products and processes Targeting Non-Banking Financial Company (NBFC) level customers Less investment in process and more investment in digitization

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