Digitize and Accelerate Risk Decisions with AI-Powered Smart Underwriting Systems.
In today’s fast-moving insurance landscape, slow, manual underwriting leads to lost deals, churn, and rising claims risk.
of insurers cite manual underwriting as a top barrier to scale in digital channels
of policyholders abandon applications when approvals take longer than 24 hours
Next-gen underwriting needs to be automated, dynamic, data-driven, and explainable — across life, health, motor, and group segments.
Centralize all logic — rules, scoring models, referral triggers — into one configurable platform
Analyze applications using ML trained on historical data, claims behavior, medical history, and lifestyle markers
Flag synthetic IDs, mismatched declarations, or high-risk behavior before approval
Launch or tweak underwriting rules per product, geography, partner, or channel — without code changes
Enable embedded underwriting across D2C, POSP, agent portals, and partner APIs
Auto-pull from bureaus, diagnostic labs, wearables, hospitals, and financial aggregators
Auto-route exceptions to underwriters with reason codes, prioritization, and document tagging
Generate justifications for every automated or manual decision — logged for IRDAI, reinsurers, and internal audits
Underwriting isn’t just risk assessment — it’s the moment where customer experience meets business profitability.
We combine domain-specific AI, rule engines, and automation to help insurers achieve scalable, compliant underwriting — with better outcomes.
Build underwriting journeys per product: Term, Health, ULIP, Group, Motor, Commercial Lines
Combine static logic (FOIR, BMI, age) with adaptive models that learn from claim triggers and churn behavior
Connect with medical underwriters, APS partners, PAN/Aadhaar verification, financial scorecards, and labs
Prioritize cases, view flagged variables, initiate telemedical steps, or request documents — all in one screen
Auto-track aging, send escalation nudges, and track approval rates across branches, zones, and partners
Share model logic, claim ratios, approval trends, and risk distributions in reinsurer-ready formats
INT. helps you transform underwriting from a delay point into a competitive edge — smarter, faster, and regulator-aligned.
Let’s assess the speed, accuracy, and auditability of your current underwriting workflows — and identify where intelligence can unlock scale.
You’ll receive:
We go beyond maintaining operations—we empower businesses with data, insights, and best practices to stay ahead in an ever-evolving digital landscape.
