Streamline, Automate, and Scale Your LOS Journey for Speed, Compliance, and Conversion.
Loan origination is often slowed by paperwork, manual reviews, and disconnected systems — leading to frustrated customers and lost opportunities. At Indus Net Technologies (INT.), we streamline the LOS journey with end-to-end digital solutions that automate workflows, ensure compliance, and accelerate decision-making.
LOS Journey isn’t just process automation — it’s how financial institutions close loans faster, smarter, and with greater customer trust.
reduction in loan approval times through AI and machine learning-powered underwriting and credit risk assessment (coinlaw)
decrease in customer onboarding time with automated credit checks and faster document processing (starsoftware)
Modern LOS journeys must be modular, intelligent, compliant, and configurable by product and customer type — without compromising experience.
Built-in logs, form captures, and activity trails for RBI, NBFC, and internal policy audits
Application progress visibility for customers, DSAs, and channel partners in real time
Route documents to credit ops, underwriting, legal, and verification teams simultaneously — no dead time
Modular rules for eligibility, credit score, DTI, FOIR, LTV, and more — per loan product
Integrated validation with CKYC, NSDL, Experian, CRIF, CIBIL, and Equifax — triggered inline
Auto-extract data from PAN, Aadhaar, payslips, GST returns, bank statements — linked to field mapping
Dynamic forms that adapt fields, steps, and documents based on product (PL, HL, LAP, auto), profile, and geography
Accept applications via mobile app, web portal, branch, call center, and DSA connector — with data sync
Accept applications via mobile app, web portal, branch, call center, and DSA connector — with data sync
Dynamic forms that adapt fields, steps, and documents based on product (PL, HL, LAP, auto), profile, and geography
Auto-extract data from PAN, Aadhaar, payslips, GST returns, bank statements — linked to field mapping
Integrated validation with CKYC, NSDL, Experian, CRIF, CIBIL, and Equifax — triggered inline
Modular rules for eligibility, credit score, DTI, FOIR, LTV, and more — per loan product
Route documents to credit ops, underwriting, legal, and verification teams simultaneously — no dead time
Application progress visibility for customers, DSAs, and channel partners in real time
Built-in logs, form captures, and activity trails for RBI, NBFC, and internal policy audits
In lending, the journey isn’t a process — it’s your competitive moat.
We don’t just design — we create experience engines built to perform.
Plug-and-play flows for PL, HL, BL, GL, LAP, vehicle loans, credit cards, and more
Role-based journeys for assisted onboarding, multi-tier application handling, and lead pass-through
Handoff to loan management system (LMS), CBS, or core banking for real-time disbursal triggers
Combine static eligibility criteria with adaptive ML for risk scoring and cross-sell recommendations
Handle thousands of applications per day across geographies with failover and load balancing
Configure, A/B test, and optimize journeys in a no-code interface — across loan types and user roles
INT. helps you close loans faster — with lower dropout, higher accuracy, and regulatory confidence.
Let’s assess your current origination workflows and identify improvements for speed, scalability, and compliance.
You’ll receive:
We go beyond maintaining operations—we empower businesses with data, insights, and best practices to stay ahead in an ever-evolving digital landscape.